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States that use Tax Deed Auctions
Tax Deed States: In these states, properties with unpaid taxes are foreclosed on by the local government and the property itself is sold to the highest bidder.- Alaska
- Arkansas
- California
- Idaho
- Kansas
- Maine
- Michigan
- Minnesota
- New Hampshire
- New Mexico
- North Carolina
- North Dakota
- Oklahoma
- Oregon
- Pennsylvania
- Utah
- Virginia
- Washington
- Wisconsin
States that use Tax Lien Auctions
Tax Lien States: These states use a system where at auction investors buy the debt of unpaid property taxes, not the property itself. Unlike states that bid on a premium or a percentage of the property, investors bid on the interest rate they are willing to accept, from the property owner, for the tax debt. The property owner has a redemption period in which to pay the tax debt and interest to redeem their property. If the redemption period passes and the owner still has not paid the debt the lienholder can initiate a judicial foreclosure action, through the county superior court, to obtain a deed to the property.- Alabama
- Arizona
- Colorado
- Iowa
- Kentucky
- Maryland
- Mississippi
- Missouri
- Montana
- Nebraska
- New Jersey
- South Carolina
- South Dakota
- Vermont
- Wyoming
States that use Redemable Deed Auctions
Redeemable Deed States: These states use a tax deed sale in a public auction where the county sells a property to recover delinquent property taxes, and the winning bidder receives a deed subject to a strict statutory right of redemption.- Connecticut
- Delaware
- Georgia
- Hawaii
- Louisiana
- Massachusetts
- Rhode Island
- Tennessee
- Texas
States that use a Hybrid of Lien & Deed Auctions
Hybrid Deed States: These States use a two-step hybrid system where it starts by selling Tax Lien Certificates (debt) and can escalate to a Tax Deed Sale (property ownership) if the owner does not pay.- Florida
- Illinois
- Indiana
- Nevada
- New York
- Ohio
- West Virginia
Information State by State
The table below spells out each State, it's Tax Sale Type, General Auction Date(s), Interest Charged (where applicable) and Redemption Period (where applicable).
| STATE | TAX SALE TYPE | AUCTION DATES | INTEREST | REDEMPTION |
| Alabama | Tax Liens | Yearly in April-June | 12% | 3 Years |
| Alaska | Tax Deeds | Yearly (Anytime) | - | - |
| Arizona | Tax Liens | Yearly in February | 16% | 3 Years |
| Arkansas | Tax Deeds | June through October | - | 30-Day |
| California | Tax Deeds | Yearly (Anytime) | - | - |
| Colorado | Tax Liens | Yearly in Oct-Dec | 9%+Prime | 3 Years |
| Connecticut | Redemption Deeds | Yearly (Anytime) | 18% | 6 Months |
| Delaware | Redemption Deeds | Yearly (Anytime) | 15% | 6 Months |
| Florida | Tax Liens
& Deeds | Liens: May & Deeds: Monthly | 18% | 2 Years |
| Georgia | Redemption Deeds | Monthly | 20% | 1 Year |
| Hawaii | Redemption Deeds | Yearly in June or Nov-Dec | 12% | 1 Year |
| Idaho | Tax Deeds | Yearly (Anytime) | - | - |
| Illinois | Tax Liens
& Deeds | Liens: Oct-Dec & Deeds: Varies | 18% | 2 or 3 Years |
| Indiana | Tax Liens
& Deeds | Liens: Aug-Oct & Deeds: Varies | 10% | 1 Year |
| Iowa | Tax Liens | Yearly in June | 24% | 2 years |
| Kansas | Tax Deeds | Yearly (Anytime) | - | - |
| Kentucky | Tax Liens | Yearly in July-October | 12% | 1 Year |
| Louisiana | Redemption Deeds | Liens: May-June & Deeds: Monthly | 12% | 3 Years |
| Maine | Tax Deeds | Yearly (Anytime) | - | - |
| Maryland | Tax Liens | Varies; Majority May-June | 18% | 6 Months to 2 Years |
| Massachusetts | Redemption Deeds | Yearly (Anytime) | 16% | 6 Months |
| Michigan | Tax Deeds | July to November | - | - |
| Minnesota | Tax Deeds | Yearly (Anytime) | - | - |
| Mississippi | Tax Liens | Yearly in August or April | 18% | 2 Years |
| Missouri | Tax Liens | Yearly in August | 10% | 1 Year |
| Montana | Tax Liens | Yearly mostly in July | 10% | 2 or 3 Years |
| Nebraska | Tax Liens | Yearly in March | 14% | 3 Years |
| Nevada | Tax Liens
& Deeds | Yearly (Anytime) | 12% | - |
| New Hampshire | Tax Deeds | Yearly (Anytime) | - | - |
| New Jersey | Tax Liens | Yearly (Anytime) | 18% | 2 Years |
| New Mexico | Tax Deeds | Yearly (Anytime) | - | - |
| New York | Tax Liens
& Deeds | Yearly (Anytime) for both | 20% | - |
| North Carolina | Tax Deeds | Yearly (Anytime) | - | - |
| North Dakota | Tax Deeds | Yearly in November | - | - |
| Ohio | Tax Liens
& Deeds | Liens: Varies & Deeds: Monthly | 18% | 1 Year |
| Oklahoma | Tax Deeds | Yearly in June | - | - |
| Oregon | Tax Deeds | Yearly in Oct through Nov | - | - |
| Pennsylvania | Tax Deeds | Yearly (Anytime) | - | - |
| Rhode Island | Redemption Deeds | Yearly (Anytime) | 16% | 1 Year |
| South Carolina | Tax Liens | Yearly in Oct-Dec | 12% | 1 Year |
| South Dakota | Tax Liens | Yearly in December | 10% | 3 or 4 Years |
| Tennessee | Redemption Deeds | Yearly (Anytime) | 12% | 1 Year |
| Texas | Redemption Deeds | Monthly | None | 6 Months to 2 Years |
| Utah | Tax Deeds | Yearly in May | - | - |
| Vermont | Tax Liens | Yearly (Anytime) | 12% | 1 Year |
| Virginia | Tax Deeds | Yearly (Anytime) | - | - |
| Washington | Tax Deeds | Yearly (Anytime) | - | - |
| West Virginia | Tax Liens
& Deeds | Liens: Nov & Deeds:Sept-Oct | 12% | 18 Months |
| Wisconsin | Tax Deeds | Yearly (Anytime) | - | - |
| Wyoming | Tax Liens | Yearly in July-Sept | 15% | 4 Years |
Important: The information contained here may contain discrepencies and you should contact your local county for current information. This is presented only as a guide and the information may have been changed or modified. |
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